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On this page you will see up and coming events and relevant news and press releases relating to Highland Communities Credit Union.

Highland Communities Credit Union wishes everyone a Merry Christmas and Happy New Year!!!

Christmas Opening Hours

The Office will be closed from 12pm Thursday 21st December until Monday 8th January.

Fort William Collection point will be open Thursday 21st December 11.20am to 12.20pm and then will not be on again until Thursday 11th January 11.20am to 12.20pm

For paying in at Lochaber Housing Association. Check directly for its opening times.

Inverness Office Telford Street will be closed on the 26th December and the 2nd January

Collection Point Update

Please note our opening hours at Hilton Community Centre in Inverness has changed. The opening hours are now 12pm to 1.30pm on Tuesdays

Life Before Debt

Programme on BBC weekdays 11am looking at the work of Credit Unions

Need a loan but have no savings

We now offer Instant Loans of up to £750.00. Interest rate 2% per month (24.8%APR)

Loans are granted on ability to repay and you will be required to save

Your money is safe with us

Highland Communities Credit Union is regulated by the Financial Services Authority and covered by the Financial Services Compensation Scheme, so the first £85,000 of member's savings are completely safe

Office Update

We have moved office we are now located on the Ground Floor of An Drochaid, Claggan PH33 6PH

Our usual opening hours are Monday to Thursday 9am to 1pm

During holiday periods times may differ. Please use our telephone messaging service or email info@highlandcommunitiescu.org.uk

Forms are downloadable from the forms link above

Collection Point Update

Fort William Collection Point, Council Office, High Street

Due to the Council Office now being closed between 12.30 until 1.30 we are having to change our collection point hours to 11.20 to 12.30

We apologise for the inconvenience and would like to remind you that:

You can pay in any day in Lochaber Housing Association on the High Street (Next to the British Heart Foundation) Opening hours daily 9am to 5pm (Thursday 10am to 5pm)

You can contact the office and arrange for cheques for cash, bank transfers and loan applications.

New members can also join at Lochaber Housing Association or come into the office

Top Stories

  • Scottish Government Backs Workplace Savings, see more

We Urgently Need Volunteers

As a voluntary organisation we rely on volunteers.
We have opportunities in the following:
 The Board  
Collection Point at Fort William Thursdays 12.40-1.15
School Collections points Caol, Inverlochy and Banavie
Advertising and spreading the word
Learn new skills, meet new friends, make a difference to peoples lives.

                            Important Announcement!

We are now Highland Communities Credit Union Ltd. We have merged with the Inverness office and everyone living and working in the Highland region will be welcome to join. We will be still running from An Drochaid and everything will continue to run as it is.

All forms should now be in the name of Highland Communities Credit Union.

Collection Point Update

Please note Lochaber Housing Association on the High Street, Fort William (next to the British Heart Foundation) is an alternative for paying cash into your Credit Union Account if you cannot get to a Collection point.
LHA is open Monday to Friday


                                            Universal Credit
Universal Credit is at the heart of the Government's Welfare reform and is now being rolled out in Lochaber.  
Universal Credit will be paid:
  • 1. As a single household payment
  • 2. On a calendar monthly basis
  • 3. Direct payment of housing costs to the payment
To help claimants prepare, Lochaber Housing Association has teamed up with Highland Communities Credit Union and we are offering members of the credit union a new service.
Members will be able to have their benefit (Universal Credit) paid into their credit union account and then upon agreement, have their rent paid directly to Lochaber Housing Association. The remainder of their benefit can be loaded onto a card which can be used either at an A.T.M (75 pence charge) or anywhere that gives "cash back" (free).
            More information about the Card will be provided shortly.                                                                       
  • Credit Unions 50 Year Anniversary 1964-2014
    Credit Unions are celebrating 50 years in Great Britain.
  • Highland Communities Credit Union is in its 15th Year.
  • Credit Unions did not come to Scotland until the 1970's yet growth in parts of Scotland continue to out pace the rest of the Britain.
  • Credit Unions are not like a bank. It is an organisation made by people helping people.

Press Releases

  • Report shows impact of debt on children, see more
  • Full credit union coverage for Scotland, see more
  • Charities urged to work with credit unions, see more
  • Membership growth for credit unions in Scotland, see more

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Highland Communities Credit Union is a member of

Credit Unions at 50Lochaber Housing Association

Lochaber Chambers of CommerceEngage Classic Visa Debit Card

Universal Credit

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