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Savings

Every member of our Credit Union is a saver. From saving for that rainy day to saving for that dream holiday.

Why Save with Highland Communities Credit Union?

Flexible Savings – save as little as you like or as much as you like (maximum amount of savings £10,000).

Convenient – pay into your account by standing order, internet banking, bank transfer or at one of our collection points.

Access – View your account on line or receive text messages.

Withdrawal of Savings

Simply complete a share withdrawal form and your savings can be paid direct into your bank account, or by cheque or paid cheque for cash.

How is your money safe and secure?

Highland Communities Credit Union is jointly regulated by the Financial Conduct Authority (FCA) and the Prudential Regulation Authority (PRA).

Highland Communities Credit Union Ltd is covered by the Financial Services Compensation Scheme (FSCS). The FSCS can pay compensation to depositors if a credit union is unable to meet its financial obligations. In respect of deposits, an eligible depositor is entitled to claim up to £85,000.

All Credit Unions must by law, maintain a fidelity bond insurance that protects the credit union against fraud or theft.

Credit Union financial systems and final accounts are externally audited each year to ensure there are no irregularities.

There is a Supervisory Committee to ensure that the committee is made up of elected members and there to make sure the credit union is running properly and that members' money is safe.

Highland Communities Credit Union Ltd operates under the Money Laundering regulations as required by the Banking Act 1987.

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